Privacy Policy

Last updated: [DATE].

Who we are

This website, kristorres.com (the «Site»), is operated by Kristoffer Torres («we,» «us,» or «our»). This Privacy Policy explains what information we collect through the Site, how we use it, and the choices you have.

Information we collect

When you submit the contact form on this Site, we collect the information you provide, which may include your name, business name, email address, phone number, and any details you share about your business or the reason for your inquiry.

We do not knowingly collect payment information, government identification numbers, or other sensitive personal data through this Site.

How we use your information

We use the information you submit to respond to your inquiry, schedule and prepare for a strategy session, and follow up about the services described on this Site. We do not sell your personal information to third parties.

How your information is processed

Contact form submissions on this Site are processed using WPForms and delivered by email using WP Mail SMTP. This Site is hosted with SiteGround. These service providers may process your information on our behalf solely to operate the Site and deliver your submission to us.

Cookies

This Site may use cookies or similar technologies for basic functionality and, if enabled, analytics (such as understanding how visitors use the Site). You can control or disable cookies through your browser settings; doing so may affect how some parts of the Site function.

How long we retain your data

We retain contact form submissions for as long as reasonably necessary to respond to your inquiry and maintain business records, or as required by law. You may request that we delete information you have submitted, subject to any legal or record-keeping obligations.

Your rights

Depending on where you live, you may have the right to request access to, correction of, or deletion of the personal information we hold about you. To make a request, contact us using the details below.

Insurance and financial disclosures

Information submitted through this Site is used to schedule a conversation and is not an application for insurance or a request for a specific insurance quote. Kristoffer Torres is not a CPA, tax attorney, ERISA attorney, investment adviser, plan actuary/TPA, or lender. Information on this Site is educational and general in nature and does not constitute tax, legal, or investment advice. Insurance products discussed during a strategy session are subject to underwriting, carrier approval, and state availability.

Children’s privacy

This Site is intended for business owners and adults, and is not directed to children under 13. We do not knowingly collect personal information from children.

Changes to this policy

We may update this Privacy Policy from time to time. The «Last updated» date above reflects the most recent revision.

Contact us

If you have questions about this Privacy Policy, contact us at contact@kristorres.com or +1 (912) 219-6841.